An IFGL SSAS has all the benefit flexibility you would expect from a UK Registered Pension Scheme. You can choose to invest your SSAS pension funds in a wide variety of ways, from stocks and shares to unit trusts, corporate bonds and commercial property.
Pension benefits may be accessed from the Normal Minimum Access Age (currently 55), or earlier in the case of ill health, with the option of taking 25% as a tax-free lump sum.
Transfers-in from other Registered Pension Schemes (including SIPPs) are permitted, as are transfers from QROPS.
Who's it for?
- A type of occupational pension scheme typically used in the UK by owners/directors of SMEs, their families and key members of their staff who like the idea of more control over their own pension arrangements
- Must have fewer than 12 members
- SSAS assets are held in the scheme for the common benefit of all members, but can be earmarked if required
- Offer significant investment flexibility compared to a SIPP, including commercial property, with commercial mortgages if required, as well as permitting loans to the principal and participating employers
Available downloads
Application form
New scheme
To be completed by the applicant and, where applicable, by the applicant’s appointed financial adviser.
DownloadApplication Form
Commercial Property
To be completed by the applicant and, where applicable, by the applicant’s appointed financial adviser.
DownloadApplication Form
Secured lending facility
To be completed by the applicant and, where applicable, by the applicant’s appointed financial adviser.
DownloadBenefit Election Form
You may take benefits from your SIPP from age 55. If you think this may apply to you please obtain financial advice.
DownloadWhat is a SSAS?
A SSAS is a specific type of occupational pension scheme, typically used in the UK by principals of SME’s.
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